Archipelago Network
Book a demo
The Caribbean settlement layer

No man is an island. No island should stand alone.

Archipelago: stablecoin-powered Caribbean settlement for local businesses.

Book a demo ↗ Explore the API ⌘
24/7 programmable settlement 12+ island corridors < 1 min route finality
BBDBarbados
JMDJamaica
XCDEastern Caribbean
Archipelago Routing Network
01Partner-issued stablecoins

Built for regulated financial institutions.

02Enterprise-grade custody

Strong controls without slowing movement.

03Pan-island liquidity

One connected market across fragmented rails.

04Developer-first

APIs, SDKs, events, and clear observability.

Caribbean Problem

The Caribbean doesn’t lack money. It lacks a system.

Across islands, currencies, and banks, money gets trapped in slow, expensive, and fragmented rails—holding back MSMEs, families, and the region’s growth.

Jason, a Barbados boat tour operator

Structural problems holding the Caribbean back

◷ 01

Payments are slow and expensiveCross-island payments route through correspondent banks, taking 3–5 days with fees as high as 7–9%.

⇄ 02

FX is inefficient and USD-dependentMost island currencies route through USD, adding cost, delay, and FX risk.

▥ 03

MSMEs lack access to working capitalCredit still depends on collateral rather than real-time cashflow data.

The Caribbean by the numbers

20B+

USD in remittances flow annually

World Bank
7–9%

Average remittance cost

World Bank
3–5 days

Average cross-island payment time

IDB
80–90%

Businesses are MSMEs

CARICOM
2–3×

More expensive regional payments

World Bank
$1.1T

Untapped MSME credit demand in LAC

IDB
⌁

The result?Higher costs, fewer opportunities, and slower growth for the Caribbean.

We’re building the infrastructure to remove these barriers—so money moves across islands as easily as it moves within them.

Solution: One network, four primitives

Settlement infrastructure that moves with your business.

Compose only the layers you need, from FX execution to merchant acceptance.

01
⇄

On-chain FX engine

Deterministic pricing and programmable swaps across local currency corridors.

Explore FX routing →
02
⌁

Agentic payment routing

Policy-aware routing that optimizes cost, liquidity, latency, and availability.

Explore routing →
03
▣

Self-custody wallet

Merchant-controlled wallets for holding, swapping, and settling stablecoins.

Explore wallets →
04
◌

Liquidity incentives

Transparent, on-chain rewards for corridor liquidity and capital efficiency.

Explore liquidity →
Business accounts for island economies

Local money, ready to move.

Hold, receive, and route local currency through one protected business account.

The Archipelago Network

Connected rails for seamless settlement.

A shared layer where banks, wallets, merchants, and fintechs move value without stitching together every bilateral integration.

🏛Banks & issuersIssue and redeem
→
▣WalletsHold and exchange
→
Archipelago Network FX · Routing · Settlement
→
⌂MerchantsAccept local value
→
</>FintechsBuild on the rails
Developers · APA

One payment address for every Caribbean business.

Archipelago gives each verified MSME a reusable payment address that connects bank accounts, wallets, invoices, local currencies, and compliant payment routes.

Product Archipelago Payment Address APA

Archipelago Payment Address is a unified payment identifier for Caribbean MSMEs — one verified address to receive, route, and settle money across island economies.

Display format @jason.apa
Standard format APA-BB-BBD-JASONBOAT-7K42
Get API access ↗
JB

Jason Boat Tours

Barbados · Verified MSME

✓ Verified
@jason.apa
Receive in BBD · JMD · USD · XCD
Settle to Barbados business account
Status KYB Verified
Archipelago Payment Address APA-BB-BBD-JASONBOAT-7K42
01

No more bank details in every invoice

Customers pay with one verified business address.

02

Local currency by default

Businesses can receive and settle in BBD, JMD, XCD, TTD, or USD.

03

Smart routing behind the scenes

Archipelago chooses the fastest, cheapest, compliant route automatically.

Built for island economies

Real corridors. Real businesses. Real settlement.

From payroll and trade to tourism and supplier payouts, local currency stays useful at every step.

01

Caribbean corridors

BBD ↔ JMD ↔ XCD and growing.

02

Local-currency settlement

Transact in local stablecoins, not forced USD hops.

03

Merchant liquidity

Reduce float, cut fees, and improve cash flow.

04

Cross-island payouts

Pay suppliers and partners with predictable finality.

Ready to connect?

Build the next settlement corridor with us.

Join banks, fintechs, and merchants creating faster local-currency movement.

Book a demo ↗ Explore the API
Archipelago Network